KINVIYO™ helps Indian families discover, organize, and stay aware of financial assets across banks, insurance, investments, apps, and documents — before they become forgotten or unclaimed.
Across India, thousands of crore in bank deposits, insurance benefits, and investments remain unclaimed every year — simply because families don't know what exists.
A short film about why KINVIYO™ exists — and the families it's built for.
KINVIYO™ on YouTube Shorts
KINVIYO™ is built on a simple idea — protect your family with awareness, not just access. We hold the awareness map. Your bank holds your money. Your cloud holds your documents.
Four foundational pillars that make KINVIYO™ different from every fintech, vault, or will service you've used before.
We never ask for or store any banking passwords, OTPs, or credentials.
End-to-end encryption with industry-standard TLS, CIS-hardened infrastructure.
Granular role-based access. Each family member sees only what you assigned.
Zero capability to move funds. Your bank stays your bank. Always.
Every feature is built on zero-knowledge architecture. We hold the awareness map — never your data.
Map bank accounts, investments, insurance, pensions, digital and physical assets.
Track all financial obligations — loans, EMIs, guarantees — so your family knows what must continue.
Connect Google Drive or OneDrive. Documents stay in your storage. KINVIYO™ holds only the map.
Get notified about expiring policies, missing nominees, dormant accounts, continuity gaps.
Granular visibility controls. Each family member sees only what you explicitly assigned.
Encrypted instructions for each family member — decrypted only after KINVIYO™ verifies a death event.
5-step nominee handoff: verify, decrypt, notify, transfer subscription, transfer cloud — all guided.
Separate folders for personal, Business 1, Business 2, freelancer income — zero data mixing.
Full vault for minor children with auto-transition on their 18th birthday.
KINVIYO™ adapts as your family changes. Add or remove members, update roles naturally.
Web app and mobile (iOS & Android, Aug 2026). Biometric login. Real-time sync.
No passwords. No balances. No account numbers. KINVIYO™ stores only the awareness map.
0–100 family readiness metric — see your gaps, fix them, watch your score rise.
Cover your immediate family with a single subscription. Ownership transfer built-in.
From your family tree to a fully mapped continuity plan — most users finish in under 30 minutes.
Build your family tree. Define relationships. Decide who should know what.
Add banks, insurance, investments without sharing a single password.
Connect Google Drive or OneDrive. Documents stay in your cloud.
Smart alerts on missing nominees, expiring policies, continuity gaps.
Your family knows where to look — when it matters most.
Your bank holds the money. Your cloud holds the documents. KINVIYO™ holds only the awareness map that connects your family to both — safely, privately, and only when needed.
This is not a feature we added. It is the foundational constraint around which every feature was designed — our strongest competitive moat.
We never ask for or store institution passwords. Ever.
OTPs never logged. KINVIYO™ never logs into your accounts.
We never touch your money. Awareness-only, always.
Zero capability to move funds. Your bank stays your bank.
Encrypted at rest and in transit. CIS-hardened infrastructure.
Complete control over visibility. Revoke access anytime.
Built for the moments you hope never come — but prepare for, just in case.
"If something happens to me tomorrow, my family won't know where to begin."
→ Map it now. So they find it later.
"We spent 18 months trying to find my father's LIC policy. I refuse to let my family go through this."
→ Give your parents a system. Not just a will.
"My husband handles all our finances. If something happened to him, I'd be completely lost."
→ One app. Both know where everything is.
"My family can't run my affairs if I'm gone. Even I sometimes forget what I have."
→ Map your businesses and family. Together.
"My parents' assets are in India. I'm in another country. Coordinating is a nightmare."
→ Distance shouldn't mean disconnection.
"I have 40 years of policies, FDs, properties. My children don't know half of them."
→ Your life's work, made findable.
All prices include GST. Web app and mobile app — both included. One subscription, every platform.
Build your family map. No credit card.
30-day trial · risk-free
Annual continuity protection
Whole household coverage
All prices include GST. Coupons apply at checkout. Web app and mobile app — both included with every paid plan. Pay via UPI, Card, Net Banking, or Wallet — 256-bit SSL secured, PCI-DSS Level 1 compliant.
If your question isn't here, write to us at connect@kinviyo.com
Limited early-access spots for the first families. Reserve yours today — before the offer closes.
